If the insurance companies are not needed then that is an additional layer of profit for which the citizen is no longer on the hook. What do insurance companies pull out of healthcare, without providing any actual care, especially when you factor in their advertising costs and the redundancies of having many, many insurance companies all replicating the same work.
Are there half a million bankruptcies every year in the US due to medical bills piling up? That is quite a disruption to the economy.
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