"though changing times and the effect it has had on some in my family, has caused me to re-evaluate some things"
What did it for me was lay-offs, colleagues tend to confide things like family, mortgages, education costs and so forth, so you have a pretty good idea of their financial situation since you roughly know everyone's salary.
I was one of the lucky ones who didn't get cut but still kept contact with those who did, the financial hardship they had to face because they had loss their healthcare plan was devastating for some of them as medical bills piled up, especially those with children as their medical upkeep is much greater than adults.
That's when it hit me, there's got to be a better way.
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